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|
Current Savings Rates
with effect from 1st May 2008 (except where marked)
|
Accounts for Individuals
|
|
|
|
|
AER/GROSS%* |
Net** |
| £5,000 (Minimum) to £100,000 (Maximum) |
5.76 |
4.61 |
|
|
|
|
|
|
AER/GROSS%* |
Net** |
| £5,000 (Minimum) to £100,000 (Maximum) |
5.86 |
4.69 |
|
|
|
|
AER/GROSS%* |
Net** |
| £50,000 + |
4.70 |
3.76 |
| £25,000 to 49,999 |
4.50 |
3.60 |
| £10,000 to £ 24,999 |
4.30 |
3.44 |
| £2,500 to £9,999 |
3.60 |
2.88 |
| £500 (Minimum) to £2,499 |
3.40 |
2.72 |
|
|
| MONTHLY SAVER (c) |
|
AER/GROSS%* |
Net** |
| Regular deposits of £10 to £1,000 per month |
4.60 |
3.68 |
|
|
|
|
AER/GROSS%* |
Net** |
| £45,000+ |
6.00 |
|
| £35,000 to £44,999 |
5.75 |
- |
| £30,000 to £34,999 |
5.30 |
- |
| £15,000 to £29,999 |
5.00 |
- |
| £9,000 to £14,999 |
4.60 |
- |
| £3,000 to £8,999 |
4.40 |
- |
| £100 (Minimum) to £2,999 |
4.30 |
- |
|
|
|
|
AER/GROSS%* |
Net** |
| £80,000+ |
4.25 |
3.40 |
| £50,000 to £79,999 |
3.85 |
3.08 |
| £30,000 to £49,999 |
3.40 |
2.72 |
| £250 (Minimum) to £29,999 |
3.10 |
2.48 |
|
|
|
SUPPORTING THE HOMELESS (Emmaus & Cardinal Hume Centre) (b)
|
|
AER/GROSS%* |
Net** |
| £25,000+ |
3.05 |
2.44 |
| £5,000 to £24,999 |
2.85 |
2.28 |
| £500 to £4,999 |
2.55 |
2.04 |
| £10 (Minimum) to £499 |
2.35 |
1.88 |
|
|
|
|
AER/GROSS%* |
Net** |
| £30,000+ |
2.45 |
1.96 |
| £10,000 to £29,999 |
1.90 |
1.52 |
| £2,500 to £9,999 |
1.30 |
1.04 |
| £500 to £2,499 |
1.10 |
0.88 |
| £1 (Minimum) to £499 |
1.00 |
0.80 |
|
|
|
|
AER/GROSS%* |
Net** |
| £30,000+ |
2.45 |
1.96 |
| £10,000 to £29,999 |
1.90 |
1.52 |
| £2,500 to £9,999 |
1.30 |
1.04 |
| £500 to £2,499 |
1.10 |
0.88 |
| £1 (Minimum) to £499 |
1.00 |
0.80 |
|
|
|
|
AER/GROSS%* |
Net** |
| £10 (Minimum) |
4.75 |
3.80 |
|
|
Accounts for Charities & Businesses
|
| CHARITY AND CORPORATE DEPOSIT ACCOUNTS (c) |
|
AER/GROSS%* |
Net** |
| 28 days (from £2,500) |
4.90 |
3.92 |
| 7 days (from £2,500) |
4.75 |
3.80 |
| Access - on demand (from £250) |
4.00 |
3.20 |
|
|
Closed Issues (to new investors)
|
|
|
AER/GROSS%* |
Net** |
| £2,500 to £50,000 (Maximum) |
4.75 |
3.80 |
|
|
| ASCENSION 45 (b) |
|
AER/GROSS%* |
Net** |
Minimum deposit £1,000 Maximum £150,000.
Further deposits minimum £100 |
5.00 |
4.00 |
|
No withdrawals bonus of 0.15% per annum applies to accounts opened before 1 July 2006.
|
|
|
AER/GROSS%* |
Net** |
| £5,000 (Minimum) to £100,000 (Maximum) |
5.80 |
4.64 |
|
INTEREST FREQUENCIES |
| (a) |
Paid Monthly
|
| (b) |
Paid or Credited Yearly
|
| (c) |
Credited Yearly |
| * |
Gross % is the contractual rate of interest payable before deduction of tax |
|
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year |
| ** |
Net is the rate payable after deduction of tax |
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Interest will be paid gross to non-taxpayers, charities and overseas residents whose Inland Revenue declarations are held. Otherwise interest will be paid net, after deduction of tax at the rate of 20%. |
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