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Introduction to our Savings & Investment Accounts

Current Savings Rates

Previous Savings Rates


Accounts for Individuals

WESTMINSTER BOND 2

WESTMINSTER BOND 3

WESTMINSTER 90

JUBILEE 30

TRINITY SHARE

RAILWAY CHILDREN AFFINITY ACCOUNT

MINI CASH ISA

MONTHLY SAVER

CHILDREN’S ACCOUNT

SUPPORTING THE HOMELESS AFFINITY ACCOUNT


Opening your new Savings & Investment account

Making direct payments into your account

Savings Account Charges

Previous Savings Rates

with effect from 11th March 2008 (except where marked)

Accounts for Individuals

WESTMINSTER BOND - Edition Two (a,c)
AER/GROSS%* Net**
£5,000 (Minimum) to £100,000 (Maximum) 5.76 4.61
>more info
Product launched from 21 April 2008
WESTMINSTER BOND - Edition Three (a,c)
AER/GROSS%* Net**
£5,000 (Minimum) to £100,000 (Maximum) 5.86 4.69
>more info
Product launched from 21 April 2008
WESTMINSTER 90 (a,c)
AER/GROSS%* Net**
£50,000 + 4.95 3.96
£25,000 to 49,999 4.75 3.80
£10,000 to £ 24,999 4.55 3.64
£2,500 to £9,999 3.85 3.08
£500 (Minimum) to £2,499 3.65 2.92
MONTHLY SAVER (c)
AER/GROSS%* Net**
Regular deposits of £10 to £1,000 per month 4.85 3.88
MINI CASH & Tessa Only ISA (c)
AER/GROSS%* Net**
£35,000+ 5.75 -
£30,000 to £34,999 5.55 -
£25,000 to £29,999 5.25 -
£20,000 to £24,999 5.25 -
£15,000 to £19,999 5.25 -
£9,000 to £14,999 4.85 -
£3,000 to £8,999 4.65 -
£100 (Minimum) to £2,999 4.55 -
JUBILEE 30 (a,b)
AER/GROSS%* Net**
£80,000+ 4.50 3.60
£50,000 to £79,999 4.10 3.28
£30,000 to £49,999 3.65 2.92
£250 (Minimum) to £29,999 3.35 2.68

SUPPORTING THE HOMELESS (Emmaus & Cardinal Hume Centre) (b)

AER/GROSS%* Net**
£25,000+ 3.30 2.64
£5,000 to £24,999 3.10 2.48
£500 to £4,999 2.80 2.24
£10 (Minimum) to £499 2.60 2.08
TRINITY SHARE (b)
AER/GROSS%* Net**
£30,000+ 2.70 2.16
£10,000 to £29,999 2.15 1.72
£2,500 to £9,999 1.55 1.24
£500 to £2,499 1.20 0.96
£1 (Minimum) to £499 1.10 0.88
RAILWAY CHILDREN AFFINITY ACCOUNT (b)
AER/GROSS%* Net**
£30,000+ 2.70 2.16
£10,000 to £29,999 2.15 1.72
£2,500 to £9,999 1.55 1.24
£500 to £2,499 1.20 0.96
£1 (Minimum) to £499 1.10 0.88
CHILDREN'S ACCOUNT (c)
AER/GROSS%* Net**
£10 (Minimum) 5.00 4.00

Accounts for Charities & Businesses

CHARITY AND CORPORATE DEPOSIT ACCOUNTS (c)
AER/GROSS%* Net**
28 days (from £2,500) 5.15 4.12
7 days (from £2,500) 5.00 4.00
Access - on demand (from £250) 4.25 3.40

Closed Issues (to new investors)

LIMITED EDITION 1 (b)
AER/GROSS%* Net**
£2,500 to £50,000 (Maximum) 5.00 4.00
ASCENSION 45 (b)
AER/GROSS%* Net**
Minimum deposit £1,000 Maximum £150,000.
Further deposits minimum £100
5.25 4.20
No withdrawals bonus of 0.15% per annum applies to accounts opened before 1 July 2006.
WESTMINSTER BOND - Edition One (a,c)
AER/GROSS%* Net**
£5,000 (Minimum) to £100,000 (Maximum) 6.05 4.84
INTEREST FREQUENCIES
(a) Paid Monthly
(b) Paid or Credited Yearly
(c) Credited Yearly
* Gross % is the contractual rate of interest payable before deduction of tax
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year
** Net is the rate payable after deduction of tax
Interest will be paid gross to non-taxpayers, charities and overseas residents whose Inland Revenue declarations are held. Otherwise interest will be paid net, after deduction of tax at the rate of 20%.

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